Thu. Dec 5th, 2024
Apna Ghar Apni Chhat Scheme Loan Distribution Started

Apna Ghar Apni Chhat Loan Distribution

The wait is finally over! The Chief Minister of Punjab has kicked off the loan distribution process under the Apni Chhat Apna Ghar scheme. If you’ve registered and were part of the e-balloting, which made you a successful candidate, then you’re in for some good news. You can now snag a loan from the Punjab government to help build your home. This article lays out the full process for getting your loan and even includes how to check if you’re eligible right from home.

جیسا کہ میں نے پہلے ذکر کیا، پنجاب حکومت نے اس سکیم کے تحت قرض کے عمل کو شروع کر دیا ہے۔ اگر آپ کا نام پنجاب کے حکام کی کامیاب فہرست میں ہے، تو قرض حاصل کرنا بہت سیدھا ہے — بس چند آسان اقدامات پر عمل کریں! یہاں یہ ہے کہ یہ کیسے کام کرتا ہے: سب سے پہلے، پنجاب ریکارڈ اتھارٹی کی ٹیم یہ دیکھنے کے لیے آپ کی زمین کے دستاویزات کی جانچ کرے گی کہ آیا واقعی آپ کے پاس خالی پلاٹ ہے۔ سب کچھ جائز ہونے کی تصدیق کرنے کے بعد، وہ بینک آف پنجاب کو مطلع کریں گے۔

The loan distribution started on October 2, 2024, during a ceremony led by Punjab’s Chief Minister, Maryam Nawaz Sharif. She shared that this scheme is a vision from Mian Muhammad Nawaz Sharif and that all of this has happened under his guidance. During her speech, she emphasized that people trust Nawaz Sharif’s government. That trust has led to over 500,000 folks registering for loans under this program! Every month, there’ll be a draw based on merit, allowing 100,000 people to receive loans each year for building their homes.

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How to Check Your Eligibility at Home

Now, let’s talk about how you can check if you’re eligible for that sweet loan of up to 15 lakh rupees after registering. So listen up: the list of candidates was made public on September 5 after the e-balloting wrapped up, thanks to a collaboration between Punjab’s government & the Punjab Information Technology Board. If you finished your registration, checking your eligibility at home is super simple!

First things first—visit the official website of the Apni Chhat Apna Ghar program. Once you’re there, look for the option that says “e-balloting results.” Click on it, and you’ll be directed to a new page. Here, you’ll find buttons with different districts’ names. Just click on your district’s button to download the PDF file. If your name’s on that list of successful candidates, it’s time to move ahead and secure your loan.

اب، آئیے اس کے بارے میں بات کرتے ہیں کہ آپ رجسٹریشن کے بعد 15 لاکھ روپے تک کے سویٹ لون کے لیے اہل ہیں یا نہیں اس کی جانچ کیسے کر سکتے ہیں۔ تو سن لیں: پنجاب کی حکومت اور پنجاب انفارمیشن ٹیکنالوجی بورڈ کے درمیان تعاون کی بدولت ای بیلٹنگ کے مکمل ہونے کے بعد امیدواروں کی فہرست 5 ستمبر کو منظر عام پر لائی گئی۔ اگر آپ نے اپنی رجسٹریشن مکمل کر لی ہے، تو گھر پر اپنی اہلیت کی جانچ کرنا بہت آسان ہے!

How to Get a Loan from Apna Ghar Apni Chhat Scheme

As I mentioned earlier, the Punjab government has rolled out the loan process under this scheme. If your name’s on the successful list from Punjab officials, getting a loan is pretty straightforward—just follow a few simple steps! Here’s how it works: first up, the Punjab Records Authority team will check your land documents to see if you indeed have an empty plot. After they confirm that everything’s legit, they’ll inform the Bank of Punjab.

After all that’s done, the Bank of Punjab will give you your first installment—provided you’ve met all necessary requirements. But remember: you won’t get all your money at once! Instead, they’ll give you part of it so you can kick off construction right away. Then—after some time—the Punjab Land Record Authority will come back around to confirm you’ve started building before you get any more funds.

جیسا کہ میں نے پہلے ذکر کیا، پنجاب حکومت نے اس سکیم کے تحت قرض کے عمل کو شروع کر دیا ہے۔ اگر آپ کا نام پنجاب کے حکام کی کامیاب فہرست میں ہے، تو قرض حاصل کرنا بہت سیدھا ہے — بس چند آسان اقدامات پر عمل کریں! یہاں یہ ہے کہ یہ کیسے کام کرتا ہے: سب سے پہلے، پنجاب ریکارڈ اتھارٹی کی ٹیم یہ دیکھنے کے لیے آپ کی زمین کے دستاویزات کی جانچ کرے گی کہ آیا واقعی آپ کے پاس خالی پلاٹ ہے۔ سب کچھ جائز ہونے کی تصدیق کرنے کے بعد، وہ بینک آف پنجاب کو مطلع کریں گے۔

Is New Registration Still Open?

For those wondering about new registrations—yes! It’s still happening. If you’re in Punjab & meet all criteria set by the government, make sure to complete your registration process. You can do this online or go offline; whichever works for you! To register online, just hit up the ACAG website and submit your application after setting up an account. Stuck with online registration? No worries! Head over to your local Deputy Commissioner Office and complete it there.

Final Thought

So there you have it! The long-awaited loan distribution process is underway for those selected under ACAG by the Punjab government. This piece aimed to inform successful candidates about how to get their loans while also detailing how they can check their eligibility easily at home. So if you’re one of those lucky folks in line for an interest-free loan of Rs 15 lakh—follow these steps and get started!

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